412-893-2500

HSAs

It’s All About Options

Whether you’re looking for individual coverage or trying to decide which type of plan to choose for your employees, HHM Insurors can help you find a Health Insurance solution that meets the needs of everyone.

Health Savings Accounts (HSAs) are a newer alternative to Health Insurance and are meant for those who are insured under high-deductible Health Insurance plans. These plans allow individuals to set aside money into a savings account that they can use over time for medical expenses that are not covered under their high-deductible plan. With a standard HSA, you can do the following:

  • Put money into your HSA (tax free)
  • Watch your money grow (tax free)
  • Take out money if needed for qualified medical expenses, including dental and vision (also tax free)

Advantages of HSAs

With a Health Savings Account, you get to control the amount of money that you wish to set aside for medical expenses. All deposits, growth, and withdrawals are all tax-free for your convenience, and most important, your money rolls over each year. Unlike flexible spending accounts, you don’t lose money when your policy renews. Whatever you put into your HSA keeps growing, tax-free.

Although there are limits to the amount of money in which you can deposit to your Health Savings Account each year, as well as qualifications, it’s a great way to help you have a lower premium, supply you with medical coverage if necessary, and help you save for your future medical needs.

Contact an insurance specialist at HHM Insurors today to learn more about how an HSA can benefit you.

HHM Insurors

500 Commerce Drive

P.O. Box 1138 Moon Township, PA 15108

Main office: 412-893-2500
Fax: 412-893-2525

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:30 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

"HHM Insurors has been providing Walnut Capital insurance and risk management guidance for over 10 years. Their proactive management of our entire insurance portfolio has allowed us to concentrate on our property development and management business without having to staff our own insurance department."
Todd E. Reidbord, President, Walnut Capital Management, Inc.
"HHM Insurors has been providing Miller Centrifugal Casting Co. insurance services for our Manufacturing business since 2005. Their detail to service and representation of numerous carriers has enabled us to have a very comprehensive program at competitive prices. We appreciate all they do for us."
Rodney J. Francis, V.P. and CEO, MCC International, Inc.
"HHM Insurors has been our insurance advisor since 1982. Because our administrative staff is small we rely on our regular conversations with their firm on an array of contractual related insurance issues."
Nick Aspiotes, President, Almega Company, Inc.
"EMS organizations are struggling with increasing costs on every level. Those who choose to partner with HHM Insurors are better able to manage their worker's compensation costs, and consistently praise HHM's exceptional customer service."
J. R. Henry, President, J.R. Henry Consulting Inc.
"We have been with HHM Insurors for over 20 years and they have always been focused on our bottom line. Again, this year they offered an optional health care plan provider with better coverage than we had and a more competitive workers compensation plan that saved us thousands" A+ service!"
Russell J, Scheller, Director, Richland EMS